Ask anyone who knows me and they’ll surely say that Dr Chet Spevens is the master of the pursuit of wealth. And I know these same people also say that my financial advice is revolutionary. I’m the Che Guevara of money, the Pol Pot of credit.

Ok maybe that’s a bad example but the point I’m making is that if you’re currently in a bad financial situation, I am here to help.

Thousands of my readers write to me each week with horror stories of being in terrifying credit card debt. And to each of them I ask this simple yet profound question:

‘Why don’t you like credit card debt?’ It’s only the very thing that our glorious neo- liberal society was built upon. It’s what makes Australia great, again and again. So don’t listen to the haters, the Barefoot Investors of the world who preach financial responsibility loser-talk, instead celebrate the thrill of spiralling deeper into debt.

Forget woke saving and budgeting, the real path to financial success is through shifting your debt from one credit card to another bigger one. After all, who needs the hassle of paying off those balances when you can just keep moving them around like a never-ending game of musical chairs?

There’s no reason, that’s right! Because the music never stops!

If you do this correctly, you will be able to expertly accrue more debt through awesome purchases like a new car or a yearly six-week European holiday, until you eventually become something that more and more wealthy Aussies are becoming; a reverse-millionaire!

Awesome, right? It’s the reverse Australian Dream but the only one that is possible for most of us these days. Hell, even those who ‘own a house’, the wealthiest Aussies of all, even they are technically reverse millionaires because the bank is their eternal credit card.

And while there are still a few boring, responsible Aussies who count their pennies and sip budget-friendly sparkling wine, you’ll be out drinking the Dom Pérignon, real French Champagne from France! And all courtesy of your generous credit card limits.

And don’t worry about that 22% interest rate; that’s a minor detail. Focus instead on the feeling of exhilaration you get from living on the edge of financial catastrophe because it is worth every penny.

Remember, the sky’s the limit when you’re reaching for the stars of debt, and the only thing you’ll be missing is the weight of financial responsibility.

Cheers to a life of endless borrowing and ever-expanding credit limits.


Please enter your comment!
Please enter your name here